Since 2024, Ownest has been part of the ČSOB Group — one of the strongest banking institutions in the Czech Republic — and European Housing Services (EHS), the real estate group behind Bezrealitky.cz, Maxima Reality, and Tvůj Správce. With this powerful backing, we unite real estate, finance, and technology to make homeownership possible for people who would otherwise be forced to wait years.

Our Partner Network

Ownest is part of the EHS group

Why do we do it?

At Ownest, we believe everyone deserves a place they can truly call home — even if traditional mortgages or high down payments make buying an apartment in Prague or elsewhere feel out of reach.
A home brings freedom, security, and long-term financial stability. It is one of the strongest ways to build wealth and a lasting legacy for the future — and we want to open this path to homeownership to people who would otherwise have to wait years.

Why do we do it?

At Ownest, we believe everyone deserves a place they can truly call home — even if traditional mortgages or high down payments make buying an apartment in Prague or elsewhere feel out of reach.<br>A home brings freedom, security, and long-term financial stability. It is one of the strongest ways to build wealth and a lasting legacy for the future — and we want to open this path to homeownership to people who would otherwise have to wait years.

Our goal is to transform the Czech housing market

We bring a transparent and fair solution for people who do not yet have the 10–20% down payment required for a mortgage — or who need time to calmly sell their current home. With Ownest you can move into your dream apartment right away while securing a purchase option at a pre-agreed price. During the rental period, you can save for your mortgage while the property continues to appreciate in value. Homeownership no longer has to wait — Ownest makes it possible.