We make mortgages simple

We are here to make your path to homeownership as simple as possible. Ownest is the first rent-to-own program in the Czech Republic — a smooth springboard to getting your mortgage. And for those who are already ready for a mortgage, we help secure the best offer on the market.

 

10 billion CZK negotiated annually

in mortgages across our real estate group

We are part of the real estate group

European Housing Services
  • We secure the lowest interest rates on the market
  • We provide access to exclusive bank promotions
  • We handle all the paperwork for you
 

The lowest mortgage on the market

5,000,000 CZK

1,500,000 CZK

16,000,000 CZK

4,500,000 CZK

1,000,000 CZK

14,000,000 CZK

5 years

30 years

Monthly installment26,000 CZK
Required net income43,000 CZK

I want a detailed calculation

The calculation is for orientation only. We will discuss specific options together based on your current situation.

If at least one applicant is under 36 years old, you need 450,000 CZK,
if all applicants are over 36 years old, you need 900,000 CZK.

 

Partner banks

 

We recommend only what we would choose ourselves

Advantages with Ownest

We find the best mortgage for you — fast, clear, and unbiased
We handle every step of the process, so you never get lost in Czech paperwork
Everything happens online — no bank queues, no wasted time
Our service is completely free for you — no fees, no hidden costs

Live in your own home

Not enough savings yet? Or do not want a mortgage while interest rates are high? Choose our rent-to-own program. Ready for a mortgage? We’ll get you the best one on the market.

I want Ownest

  • Postpone your mortgage by up to 2 years
  • Get full support when searching and buying
  • Secure a discount on your buyback price
  • Now available in Prague, Brno and other cities*
Register with no commitment

I want a mortgage

  • You’re ready to buy — and want the best offer
  • Compare banks quickly and transparently
  • Check your creditworthiness with expert support
  • For clients anywhere in the Czech Republic
Inquiry with no commitment

Q&A